Becoming a Homeowner
Published on February 16, 2008 By Texas Wahine In Blogging
After having a fruitless search for a decent rental within out budget, we have decided to take a HUGE, HUGE step and buy a home. The process has been exhausting and I am never quite sure if we are making the right decisions, but the idea of having my very own home is incredibly exciting.

I have learned that realtors can be complete and total douchebags who are more interested in nepotismic (ha, I made a word) pocket-lining than looking out for their clients' best interest.
We spent yesterday with a guy who showed us ONLY houses that his father had bought and revamped to "flip" for profit. The houses were all old, dated looking, and in need of lots of TLC despite the nice cosmetic things dad had done to them.

We had a little epiphany today when we realized that these guys show us houses they want to unload, not houses that are a good fit or good value for us (they were also waaaaay overpriced).

Today we ran around looking at houses with a realtor who was recommended by someone from Adrian's work, and this guy was much better. He recommended a couple houses based on our criteria but neither of them were what we were looking for (one would have fit our needs but the previous owners...it was repo'ed...TRASHED the place and it was being sold "AS IS"). I don't get why someone would buy a nice home and go to all that expense and go out on a limb with their credit rating and tear the place up.

We also learned that AS IS is NOT for us. I know lots of people find fixer uppers for cheap and turn them into gems, but we are just not skilled or patient enough to do that kind of thing. We want a house that we can move into and be comfortable without having to make major repairs.

I searched on my own as well and came up with a large list for us to work through. We ended up crossing some off when we discovered, by looking at houses, how many square feet we require for all of us and our stuff to fit. The first house we looked at today was beautiful. It was an older home that had been pretty much completely redone. It was LOVELY and had lots of neat features and the price was awesome. Unfortunately, it had almost no storage space. I would have to use my treadmill (ha! Like I actually use it!) in the spacious, empty backyard.

We passed on the house with the garage that looked like someone had taken a crowbar to it (AS IS my ass!). We were in and out of houses all day and the last one we looked at seems to be the one we liked best.

This is such a huge commitment that it scares me, but I think it's about time we became responsible grown-ups, haha. We'll hopefully know this weekend if our offer was accepted. If things go well we'll soon be paying property taxes on an 1,848 square foot, 4 bedroom, 2 bath, 2 living area home with a fireplace, and a large fenced backyard, just steps away from a local park. I'm nervous and scared and excited. And tired of being in this hotel!

I have to give a big, big thank you to LifeHappens and Hyperborean Wanderer. They are just fantastic people and we have been fortunate to have been able to spend some time with them this week. They had us over for a fabulous dinner on Valentines and WATCHED THE KIDS for us tonight so we could be alone! Woohoo! They have given us a lot of really great advice to apply to our house hunt and the entire home-buying process. Haha, and our girl LH knows her stuff! They have been so kind and helpful, and they are a lot of fun, too. I could probably write an entire article on how impressed I am with their family. She also taught me how to hide my double chin in photos. Whether I can apply that new knowledge remains to be seen and the rest of my large, squishy glory is still a photographic conundrum, but it's a good start! (BTW, she is a total hottie, and the kids are just as gorgeous as they look in the pics) They are all GREAT!


Comments
on Feb 16, 2008
Oh, B....that's so exciting. Congratulations!
on Feb 16, 2008
Buying a house is a big, scary step. Obtaining financing is a big, scary step too. Though, both seemed a lot scarier than they actually turned out to be for us. The worst part is that after we moved into the As Is house, the little things that were wrong with it that just bug you, like the shower drained slow... but no money to have it fixed, 'cuz we just bought a house! Anyway, having our own place is great, except for the condo association. Any association really messes up things. Yeah, it's nice that they take care of stuff like snow removal, garbage, water, etc. but if you do the littlest thing wrong someone calls the association and you're stuck dealing with them.

So, I suggest no association wherever you go, unless you're the person who likes to call the association on others.

Good luck with everything related to house-buying, as you will surely need it. My parents found a great house, loved it, had a home inspection done and it turned up a lot of problems. So they couldn't buy it, because they're too old for a fix-it-up job now. So they're living in an apartment while they finish looking.

Woohoo, responsible adult time!
on Feb 16, 2008
What you gonna do when the twins arrive?


Sell them on the black market, duh!
on Feb 16, 2008
realtors can be complete and total douchebags who are more interested in nepotismic (ha, I made a word) pocket-lining than looking out for their clients' best interest.


You mean there are some who aren't like that?!


Any association really messes up things.


All the Nazi's didn't run to Argentina. Some came to America and created HOA's and condo associations.


on Feb 16, 2008
How did today go with the realtor? Did they accept your offer?

By the way, my computer froze up...I guess it couldn't handle the dual screen set up so I have to redo the pic of us before I post it.....although I am now the proud owner of a new video card and all seems much more copacetic. Soon everyone will see that you are pretty hot too!
on Feb 16, 2008
Nice! Fingers crossed for you on the home purchase!
on Feb 17, 2008
I hope it all works out, Tex. It is a huge step but I'm sure you guys will work it all out. Like Serenity, I'm keeping everything crossed for you all.
on Feb 18, 2008
Good luck Tex!

Just remember when it comes to real estate agents - they're easily distracted with shiny things.